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Some of the carriers we access offer optional coverage enhancements such as the following:
- Co-defendants liability
- Third party liability
- Additional insureds, including coverage for independent contractors, volunteers, and spouses
- Partnership coverage including failure to make partner language
- Costs of defense in addition to the limit of liability
- Waiver of deductible (if a ruling of no liability is obtained)
- Modification of "hammer clause" (50%/50%/ or 70%/30% co-insurance)
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